Expat Guide: Living in Vietnam 2026

Vietnam has emerged as one of Southeast Asia's top expat and digital nomad destinations, with ultra-low cost of living, vibrant cities, and stunning landscapes. Hanoi, Ho Chi Minh City, Da Nang and Hoi An offer exceptional quality of life at a fraction of Western costs.

Last updated: March 2026 — Editorial Team, eVisa-Card.com

Vietnam at a Glance

Capital
Hanoi
Currency
Dong (VND)
Language
Vietnamese
Cost of Living
Very Low

Visa & Residency Options

Options: E-Visa (90 days, single/multiple entry, $25), Temporary Residence Card (TRC, 1-2 years via sponsor), Business Visa (DN). Most expats cycle e-Visas or obtain a TRC through a local employer, language school or spouse.

→ Full Vietnam Visa Requirements Guide

Step-by-Step: How to Move to Vietnam

1

Apply for E-Visa online

Apply at evisa.gov.vn: passport scan, photo, credit card (~$25). Processing 3 business days. Valid 90 days, multiple entry.

2

Register your accommodation

Within 24 hours of arrival your landlord must file your details with local police (Cong An). Hotels do this automatically.

3

Get a Vietnamese SIM card

Viettel, Mobifone, Vinaphone at airports/stores with passport. Required for banking apps and ride-hailing.

4

Open a bank account

Vietcombank, Techcombank, BIDV or VPBank with passport and valid visa. Online banking available in English.

5

Apply for Temporary Residence Card

For 3+ months: sponsor (employer/school/spouse) applies at the Immigration Department. Valid 1-2 years, renewable.

6

Get health insurance

No public healthcare for foreigners. Private: Pacific Cross, BUPA Vietnam, Bao Viet. Budget $200-$600/year.

7

Register for tax if working locally

Register with Tax Department if earning Vietnam-source income. Flat 20% for residents (183+ days).

🏠 Housing

Hanoi 1-bed: $300-$700/month. HCMC District 1/2: $500-$1,200/month. Da Nang: $400-$800/month. Hoi An: $350-$700/month. Furnished serviced apartments widely available.

🏦 Banking

Vietcombank, Techcombank, BIDV, VPBank. Open with passport + valid visa. Wise popular for international transfers. Cash still widely used in smaller areas.

🏥 Healthcare

No public healthcare for foreign residents. Private hospitals: FV Hospital (HCMC), Vinmec, Hanoi Family Medical Practice. Private insurance $200-$600/year. Costs 70-80% lower than USA.

💰 Cost of Living

Budget: $700-$1,000/month. Comfortable: $1,200-$2,000/month. Luxury: $2,500+/month. Vietnam is one of the world's most affordable expat destinations.

Frequently Asked Questions

❓ Can I work remotely in Vietnam?

Yes. No work permit is required for remote workers earning income from foreign sources. The e-Visa or TRC covers remote work.

❓ Can foreigners own property in Vietnam?

Foreigners can own apartments for 50 years (renewable) but not land. Limited to 30% of units per building.

❓ Is Vietnam safe for expats?

Very safe. Traffic (motorbikes) is the main risk. Violent crime against foreigners is extremely rare.

❓ How do I extend my e-Visa?

Apply for a new e-Visa at evisa.gov.vn before expiry, or obtain a TRC for longer stays.

❓ Do I need to learn Vietnamese?

Not mandatory in major cities and expat areas where English is widely spoken.