Guia Expatriação: Vietnã 2026

Vietnam offers an unbeatable combination of ultra-low cost of living, delicious cuisine, dynamic cities and stunning natural scenery. Hanoi and Ho Chi Minh City have thriving expat communities, with fast internet and a growing remote worker scene.

Última atualização : Março de 2026 — Equipe editorial, eVisa-Card.com

Vietnam em Resumo

CapitalHanoi
MoedaVietnamese Dong (VND)
LínguaVietnamese
Custo mensal~$700–1,400/month

🛂 Visa & Opções de Residência

Tipos de Visto Disponíveis

Tipo de Visto Detalhes
E-Visa (90 days)Available online for citizens of 80+ countries. Single or multiple entry. Maximum 90 days, not renewable without leaving. Custo: $25.
Temporary Residence Card (TRC)For longer stays. Requires a sponsor (employer, Vietnamese spouse or an approved organisation). 1–2 year TRC, renewable. No specific income threshold.
Business Visa (DN)For business activities. 3–12 months, multiple entry. Requires invitation from a Vietnamese company.
Investor / Company DirectorForeigners who invest in or direct a Vietnamese company can obtain a TRC through the company. Minimum investment ~$130,000.
Retirement / Long-Term StayVietnam has no formal retirement visa. Most long-term expats use repeated e-visas, business visas or obtain a TRC through employment/marriage.

Processo de Residência Passo a Passo

  1. Apply for an e-visa online at the official Vietnam Immigration Portal (evisa.xuatnhapcanh.gov.vn)
  2. Upon arrival, register your stay at the local police station or your accommodation does it
  3. For long-term stay: find a sponsor (employer, school or Vietnamese partner)
  4. Apply for a Temporary Residence Card (TRC) at the Immigration Department
  5. Obtain a tax code at the local Tax Department if working
💡 Dica Pro: As of 2023, Vietnam e-visas allow 90 days multiple entry for most nationalities. This is sufficient for many long-term nomads who do a short trip to a neighbouring country every 3 months.

🏥 Saúde em Vietnã

Saúde Pública

Public hospitals in Vietnam are overcrowded and language-challenged. Expats generally avoid them for all but emergencies. Foreigners registered with a Vietnamese employer can access the public health insurance system (BHYT).

Saúde Privada

International private hospitals serve the expat community well in Hanoi and HCMC: Family Medical Practice, Vinmec International, Columbia Asia, FV Hospital (HCMC). Quality is good; costs are moderate.

Custos de Saúde Típicos

Serviço Custo Estimado
Consulta clínico geral (private expat clinic)$40–80
Consulta especialista$60–150
Emergency room$100–300
Hospitalisation (international hospital, per night)$300–800
Limpeza dentária$20–50
Prescription medicinesVery cheap — 30–80% cheaper than Western prices
ℹ️ Recomendado: Always use international hospitals if available. While local hospitals handle emergencies, language barriers and differing standards make private care preferable for expats.

🛡️ Seguro de Saúde Complementar

Health insurance is not legally required for most expat visa categories in Vietnam, but it is essential. Medical evacuation from Vietnam to Singapore or Thailand for serious cases can cost $20,000–50,000 without coverage.

Melhores Seguradoras para Expatriados

Bao Viet Insurance
Vietnam's largest insurer. Affordable local plans from ~$400/year. Limited English support.
Baoviet Health + PVI Insurance
Popular among locally employed expats. From ~$500/year.
Cigna Global
International plan, widely accepted at expat clinics. From ~$1,000/year.
AXA Global Healthcare
Comprehensive worldwide coverage. Good for frequent travellers. From ~$1,200/year.
BUPA Global
Premium plan, includes medical evacuation and repatriation. From ~$1,500/year.
💡 Dica Pro: Make sure your plan explicitly covers medical evacuation and repatriation — these are the most expensive emergencies for expats in Vietnam and are often excluded from basic plans.

🏦 Abrir uma Conta Bancária in Vietnam

A Vietnamese bank account simplifies daily life — cheaper rent payments, utility bills, local transfers and receiving salary. The process has become easier for foreigners holding TRCs.

Bancos Recomendados

VietcombankVietnam's largest and most internationally connected bank. Good SWIFT network. English app available.
HSBC VietnamBest option for international wire transfers. English-language service. Requires minimum balance.
TechcombankStrong digital banking. Popular with younger expats and tech workers.
VIB (Vietnam International Bank)Good mobile app, quick account opening. Accepts TRC holders easily.
Standard Chartered VietnamGood for high-income expats. Full international banking services.

Documentos Necessários

  • Passaporte válido
  • Temporary Residence Card (TRC) — tourist visa usually not accepted
  • Proof of local address (rental contract)
  • Vietnamese phone number

Processo Passo a Passo

  1. Obtain a TRC or work permit first
  2. Visit bank branch with all documents
  3. Complete KYC form and biometrics
  4. Account opened same day in most banks
  5. Receive ATM/debit card within 3–5 business days
💡 Dica Pro: Without a TRC, most Vietnamese banks will refuse to open an account. Vietcombank and HSBC Vietnam are the most foreigner-friendly. HSBC requires a higher minimum balance (~$500) but offers the best international wire service.

🏠 Comprar Imóvel in Vietnam

Foreigners can buy property in Vietnam under the 2014 Housing Law, but with significant restrictions: maximum 30% of apartments in a building, no more than 250 houses in a ward, and ownership is limited to 50 years (renewable). Foreigners cannot own land — they lease it from the state.

Opções de Propriedade para Estrangeiros

Apartment ownership (50-year)
Foreigners can buy apartments in approved developments. Ownership certificate valid 50 years, renewable once. Most common option.
Villa / House (50-year lease)
50-year term on the land, with ownership of the structure. Renewable.
Through a Vietnamese company
If you own a Vietnamese company with a local partner, the company can hold land long-term. Risky unless you trust your partner.

Processo de Compra

  1. Verify the project is open to foreign ownership (check with developer and local authority)
  2. Hire a Vietnamese lawyer who speaks English
  3. Sign a Sale and Purchase Agreement (SPA)
  4. Pay deposits in tranches as specified in the contract
  5. Receive the Pink Book (ownership certificate) — usually 3–6 months after completion
  6. Register at the local Land Registration Office

Custos de Compra Típicos

Item Custo
Registration tax0.5% of property value
Notarisation fees0.06–0.3% of transaction value
Honorários do advogado$1,000–3,000
Comissão do agente1–3% (sometimes paid by developer)
Annual land use feeVery low — typically $50–200/year
💡 Dica Pro: The 30% cap on foreign ownership in apartment buildings can affect resale — once the cap is hit, only Vietnamese buyers can purchase remaining units. Check the current foreign ownership ratio before buying.

Sobre este Guia

Este guia é pesquisado e mantido pela equipe editorial do eVisa-Card.com. Última atualização : Março de 2026. Nos esforçamos para manter todas as informações atualizadas, mas as regras de visto, custos de saúde e regulamentações imobiliárias mudam frequentemente. Sempre verifique os requisitos atuais com fontes governamentais oficiais e consulte um profissional licenciado antes de tomar decisões importantes.

💰 Fiscalidade & Exílio Fiscal

Imposto sobre ganhos
N/A
Regime fiscal
Undefined
Cripto-compatibilidade
4/10
Exit Tax
No

Imposto sobre ganhos: Crypto legally unregulated (no tax framework)

Pontos-chave

  • Crypto is not recognized as legal tender or asset
  • No specific tax framework for cryptocurrency gains
  • Government studying regulation (expected 2026-2027)
  • Income tax up to 35% could theoretically apply

Simule suas economias fiscais

Use nosso simulador gratuito de exílio fiscal para comparar suas economias em Vietnã. Compare taxas de impostos de 27+ países com nosso simulador interativo

🚀 Simule suas economias fiscais →

Desenvolvido por Taxes-Crypto.eu

Informações fiscais fornecidas apenas como orientação geral. Consulte um consultor fiscal qualificado.


📚 Fontes Oficiais & Referências

Equipe Editorial — eVisa-Card.com

Guias escritos por especialistas em viagens, especialistas em imigração e expatriados com experiência direta em Vietnam.

✔ Informação verificada ✔ Atualizado Março 2026 ✔ Fontes oficiais citadas