海外移住ガイド:2026年のマレーシア生活

Malaysia combines tropical living, modern infrastructure, multicultural society, and one of Southeast Asia's most affordable costs of living. Kuala Lumpur, Penang, and Johor Bahru are popular expat hubs. The MM2H (Malaysia My Second ホーム) program offers long-term residency for qualified applicants.

最終更新:2026年3月 — 編集チーム, eVisa-Card.com

マレーシア概要

首都
Kuala Lumpur
通貨
Ringgit (MYR)
言語
Malay / English
生活費
Low–Medium

ビザ・在留資格オプション

Key options: MM2H (Malaysia My Second ホーム) — 5-year renewable social visit pass, requires RM 1M liquid assets or RM 40k/month income; DE Rantau Digital いいえmad Pass (12 months, for remote workers earning $24k+/year); Employment Pass (EP) for company-sponsored workers.

→ マレーシアのビザ要件ガイド(完全版)

マレーシアへの移住ステップバイステップガイド

1

Apply for DE Rantau or MM2H

DE Rantau: apply at mdec.my, require proof of $24k+/year foreign income, health insurance. MM2H: apply via approved agents, RM 1M liquid assets required.

2

Arrive on social visit pass

Enter visa-free (many nationalities) and convert to long-term pass after approval.

3

Open a Malaysian bank account

Open with Maybank, CIMB, Public Bank, or Hong Leong Bank. Required: passport + pass. Online banking in English available.

4

Register with LHDN (tax authority)

If earning Malaysia-source income, register with Inland Revenue Board (LHDN). MM2H and DE Rantau holders earning only foreign income are generally not taxed.

5

健康保険に加入する

Public hospitals available to residents, but private hospitals preferred by expats. Prudential BSN Takaful, AXA Affin Life, Great Eastern. Budget RM 2,000-RM 8,000/year.

6

Register your address

いいえtify the immigration department of your address. Required for MM2H annual reporting.

7

Get a Malaysian driving licence

Exchange your home country licence at JPJ (Road Transport Department) with passport and social visit pass.

🏠 住居

KL city centre 1-bed: RM 1,800-RM 3,500/month. Penang 1-bed: RM 1,200-RM 2,500/month. Johor Bahru: RM 800-RM 1,800/month. Sabah/Sarawak: RM 700-RM 1,500/month.

🏦 銀行サービス

Maybank, CIMB, Public Bank, HSBC Malaysia. Open with valid pass + passport. GrabPay, Touch 'n Go eWallet popular. Wise for international transfers.

🏥 医療

Excellent private hospitals (Sunway Medical, Pantai, Prince Court) at very affordable prices vs West. Public hospitals available for residents. Private insurance RM 2,000-RM 8,000/year.

💰 生活費

KL (comfortable): RM 5,000-RM 8,000/month (~$1,100-$1,800). Penang: RM 3,500-RM 6,000/month. Malaysia offers world-class infrastructure at very affordable prices.

よくある質問

❓ What are the MM2H requirements?

As of 2022 revision: minimum RM 1,000,000 liquid assets (offshore), minimum income RM 40,000/month, fixed deposit RM 1,000,000 in Malaysian bank. Age: 35+.

❓ Can I work in Malaysia on MM2H?

MM2H is a social visit pass — employment not permitted. You can do part-time consulting with special permission, or apply for a separate Employment Pass.

❓ Can foreigners own property?

Foreigners can own property above RM 1,000,000 in value (varies by state). いいえ land ownership restrictions for high-value property.

❓ Is Malaysia safe?

Generally safe. Petty crime in city centres. Avoid walking alone late at night in certain areas. Strong rule of law.

❓ Do I need to speak Malay?

いいえ — English is widely spoken in KL, Penang and business settings. Basic Malay is appreciated.

💰 税制・財政亡命

キャピタルゲイン税
0%
税制
Territorial
暗号資産フレンドリー度
8/10
出国税
いいえ

キャピタルゲイン税: 0% capital gains tax on crypto

税制の重要ポイント

  • いいえ capital gains tax on cryptocurrency
  • Territorial tax system: foreign income not taxed
  • MM2H visa provides long-term residency
  • Well-regulated crypto market (Securities Commission)

税金節約シミュレーション

無料の財政亡命シミュレーターでマレーシアでの節税額を比較しましょう。

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提供: Taxes-Crypto.eu

税務情報は一般的な参考情報として提供されています。移住の決定前に資格のある税務アドバイザーにご相談ください。