Malaysia combines tropical living, modern infrastructure, multicultural society, and one of Southeast Asia's most affordable costs of living. Kuala Lumpur, Penang, and Johor Bahru are popular expat hubs. The MM2H (Malaysia My Second Home) program offers long-term residency for qualified applicants.
آخر تحديث: مارس 2026 — الفريق التحريري, eVisa-Card.com
Key options: MM2H (Malaysia My Second Home) — 5-year renewable social visit pass, requires RM 1M liquid assets or RM 40k شهرياً income; DE Rantau Digital Nomad Pass (12 months, for remote workers earning $24k+ سنوياً); Employment Pass (EP) for company-sponsored workers.
DE Rantau: apply at mdec.my, require proof of $24k+ سنوياً foreign income, health insurance. MM2H: apply via approved agents, RM 1M liquid assets required.
Enter visa-free (many nationalities) and convert to long-term pass after approval.
Open with Maybank, CIMB, Public Bank, or Hong Leong Bank. Required: passport + pass. Online banking in English available.
If earning Malaysia-source income, register with Inland Revenue Board (LHDN). MM2H and DE Rantau holders earning only foreign income are generally not taxed.
Public hospitals available to residents, but private hospitals preferred by expats. Prudential BSN Takaful, AXA Affin Life, Great Eastern. Budget RM 2,000-RM 8,000 سنوياً.
Notify the immigration department of your address. Required for MM2H annual reporting.
Exchange your home country licence at JPJ (Road Transport Department) with passport and social visit pass.
KL city centre 1-bed: RM 1,800-RM 3,500 شهرياً. Penang 1-bed: RM 1,200-RM 2,500 شهرياً. Johor Bahru: RM 800-RM 1,800 شهرياً. Sabah/Sarawak: RM 700-RM 1,500 شهرياً.
Maybank, CIMB, Public Bank, HSBC Malaysia. Open with valid pass + passport. GrabPay, Touch 'n Go eWallet popular. Wise for international transfers.
Excellent private hospitals (Sunway Medical, Pantai, Prince Court) at very affordable prices vs West. Public hospitals available for residents. Private insurance RM 2,000-RM 8,000 سنوياً.
KL (comfortable): RM 5,000-RM 8,000 شهرياً (~$1,100-$1,800). Penang: RM 3,500-RM 6,000 شهرياً. Malaysia offers world-class infrastructure at very affordable prices.
As of 2022 revision: minimum RM 1,000,000 liquid assets (offshore), minimum income RM 40,000 شهرياً, fixed deposit RM 1,000,000 in Malaysian bank. Age: 35+.
MM2H is a social visit pass — employment not permitted. You can do part-time consulting with special permission, or apply for a separate Employment Pass.
Foreigners can own property above RM 1,000,000 in value (varies by state). No land ownership restrictions for high-value property.
Generally safe. Petty crime in city centres. Avoid walking alone late at night in certain areas. Strong rule of law.
No — English is widely spoken in KL, Penang and business settings. Basic Malay is appreciated.
ضريبة أرباح رأس المال: 0% capital gains tax on crypto
استخدم أداتنا المجانية لمقارنة وفورات الضرائب in Malaysia.
Powered by Taxes-Crypto.eu
المعلومات الضريبية مقدمة للإرشاد العام فقط. استشر مستشاراً ضريبياً مؤهلاً قبل اتخاذ قرارات الانتقال.