Mexico has become the number-one destination for American expats and a top choice for digital nomads worldwide. With its warm climate, rich culture, affordable cost of living, excellent food and proximity to the US, Mexico City, Mérida, Puerto Vallarta and Oaxaca are booming expat hubs.
最后更新：2026年3月 — 编辑团队, eVisa-Card.com
Temporary Resident Visa (1–4 years, renewable): income ≥ $2,500/month or savings $43,000+. Permanent Resident Visa: income ≥ $4,166/month or savings $175,000+, OR after 4 years as temporary resident. Retirement/Pension Visa: same income thresholds apply. No digital nomad visa specifically but temporary resident covers remote workers.
Apply at a Mexican consulate in your home country. Required: passport, proof of income (bank statements showing $2,500+/month for 6 months, or $43,000 savings), passport photos, application form. 处理时间: 5–10 business days.
Present your visa at the port of entry. The immigration officer issues a Form FMM. You have 30 days to convert your consular visa to a Residente Temporal card.
Visit the National Migration Institute (INM) office in your city within 30 days of arrival. Bring passport, consular visa, proof of address, photos, and payment (~$400 USD). 处理时间: 2–8 weeks.
Register with the SAT (Servicio de Administración Tributaria) tax authority. Required for opening bank accounts, signing leases and working legally.
Open with BBVA Mexico, Santander Mexico, Banamex or HSBC Mexico. Required: passport, residence card, CURP number. Online banks like Nu Bank are increasingly popular.
The CURP is your unique ID in Mexico. Obtained automatically at INM when you get your residency card, or apply at a Registro Civil office.
Residents can voluntarily enrol in IMSS (public health insurance, ~$600/year). Most expats prefer private health insurance (AXA Mexico, GNP, Cigna): $200–$600/year.
Mexico City (Roma/Condesa): $800–$1,500/month. Mérida: $400–$800/month. Puerto Vallarta: $700–$1,500/month. Oaxaca: $400–$700/month. Foreigner-friendly platforms: Airbnb initially, then Inmuebles24, Lamudi for long-term.
Main banks: BBVA Mexico, Santander, Banamex, HSBC, Nu Bank. Open with residence card + CURP. Wise and Revolut popular for international transfers. Cash still widely used in smaller cities.
Public IMSS available to voluntary residents (~$600/year). Excellent private hospitals in major cities (American British Cowdray Hospital CDMX, Star Médica). Private insurance ~$200–$600/year. Medical costs 60–80% lower than USA.
Mexico City (comfortable): $1,500–$2,500/month. Mérida/Oaxaca: $1,000–$1,800/month. Puerto Vallarta: $1,500–$2,500/month. Mexico is one of the most affordable expat destinations for North Americans.
Yes. The Temporary Resident Visa does not restrict foreign-source remote work. You can work for non-Mexican employers without a separate work permit.
Yes, with restrictions. Foreigners cannot directly own land within 50km of a coast or 100km of a border (restricted zone). They must use a Fideicomiso (bank trust) or a Mexican corporation.
Safety varies by neighbourhood. Expat-popular areas (Roma, Condesa, Polanco, Coyoacán) are generally safe. Avoid high-crime areas and use common sense precautions.
After 4 consecutive years as a temporary resident, you qualify for permanent residency. Or immediately if income ≥ $4,166/month or savings ≥ $175,000.
Not mandatory in major expat hubs (Mexico City, Puerto Vallarta, San Miguel de Allende). Spanish is helpful and highly appreciated everywhere.
资本利得税: 10% CGT (residents) or up to 35% income tax
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侨民指南由旅游专家、移民专家和具有墨西哥第一手经验的侨民撰写。
✔ 经过核实的信息 ✔ 更新于2026年3月 ✔ 引用官方来源