หน้าหลัก Expat Guides Georgia

คู่มือชาวต่างชาติ: การอยู่อาศัยในจอร์เจีย 2026

Georgia (the Caucasus country) has emerged as one of the most popular destinations for digital nomads, entrepreneurs and expats worldwide. The reasons: 365-day visa-free entry for 95+ nationalities, a flat 20% income tax (1% for small businesses), ultra-low cost of living, fast internet and a young, cosmopolitan capital in Tbilisi.

อัปเดตล่าสุด: มีนาคม 2026 — ทีมบรรณาธิการ, eVisa-Card.com

ภาพรวมจอร์เจีย

CapitalTbilisi
CurrencyGeorgian Lari (GEL)
LanguageGeorgian, Russian, English
Monthly cost~$700–1,500 ต่อเดือน

📋 Table of Contents

  1. Visa & Residency
  2. Healthcare
  3. Health Insurance
  4. Bank Account
  5. Buying Property
  6. ภาษีและการย้ายถิ่นฐานเพื่อภาษี

🛂 ตัวเลือกวีซ่าและการพำนัก

ประเภทวีซ่ารายละเอียด
Visa-Free Stay (365 days)Citizens of 95+ countries (including USA, EU, UK, Canada, Australia) can stay 365 consecutive days without a visa. No income or investment requirement. The simplest option for digital nomads.
Residency by InvestmentInvestment in Georgian real estate or business. Minimum $100,000 in real estate OR $300,000 in business. Temporary residency for 6 years, then permanent.
Employment ResidencyFor those employed by a Georgian company. Employer applies on your behalf. Temporary residency.
Permanent ResidencyAfter 6 years of continuous legal residence. Or by marriage to a Georgian citizen (3 years).
Citizenship by InvestmentExceptional status granted by Presidential decree. Requires significant economic contribution. Rare but possible.

Step-by-Step Process

  1. Citizens of 95+ countries: simply enter Georgia with a valid passport — no pre-arrival visa needed
  2. Register your stay at the House of Justice (სამართლის სახლი) if staying 30+ days
  3. Obtain a Personal Identification Number (personal ID) at the Public บริการ Hall
  4. Open a Georgian bank account (requires passport + Georgian phone number)
  5. Register for tax purposes at the Revenue บริการ (rs.ge) if earning Georgian income
  6. For residency: apply at the Civil Registry Agency with investment proof
💡 เคล็ดลับ: Georgia's 1% flat tax on annual revenue up to 500,000 GEL (~$180,000) for small status businesses makes it extraordinarily attractive for freelancers and entrepreneurs. Register as a 'Small Business' (მცირე ბიზნესი) or 'Virtual Zone Company' for IT businesses (0% corporate tax, 5% dividend tax).

🏥 การดูแลสุขภาพ in Georgia

สาธารณสุข

Georgia has a Universal Healthcare programme (UHC) that provides basic coverage to all Georgian citizens and legal residents. Foreigners without residency are not covered. Emergency treatment is available to all, but costs must be paid privately.

โรงพยาบาลเอกชน

Private hospitals in Tbilisi are modern and affordable: Mediclub Georgia, Todua Medical Centre, Acad. O. Gudushauri Hospital, American Medical Center. Quality varies — major hospitals in Tbilisi are good; rural areas have limited facilities.

Typical ค่าใช้จ่าย

บริการค่าใช้จ่าย
Private พบแพทย์ทั่วไป30–80 GEL (~$11–29)
พบแพทย์เฉพาะทาง50–150 GEL (~$18–55)
Emergency (private hospital)100–500 GEL (~$36–182)
Hospitalisation (private, ต่อคืน)150–600 GEL (~$55–218)
ทำความสะอาดฟัน30–70 GEL (~$11–25)
Basic blood tests20–50 GEL (~$7–18)
ℹ️ แนะนำ: Healthcare is very cheap in Georgia. Even without insurance, paying out of pocket for routine care is affordable. International health insurance is recommended primarily for serious illness, surgery or medical evacuation.

🛡️ Health Insurance in Georgia

Health insurance is not required for visa-free stays in Georgia. However, it is strongly recommended given the limitations of the public health system and the need for medical evacuation coverage for serious conditions.

บริษัทประกันแนะนำสำหรับชาวต่างชาติ

GPI Insurance (Georgia)
Georgia's largest local insurer. Affordable plans from ~80 GEL ต่อเดือน. Good network of local hospitals.
Aldagi (Vienna Insurance Group)
Strong local insurer. Comprehensive plans with dental. From ~100 GEL ต่อเดือน.
Imedi L (local)
Good value for routine care. Popular with local expat community. From ~70 GEL ต่อเดือน.
Cigna Global
International plan for worldwide coverage including medical evacuation. From ~$80 ต่อเดือน.
SafetyWing
Nomad-focused insurance. Affordable, flexible. Good for short-to-medium stays. From ~$45 ต่อเดือน.
💡 เคล็ดลับ: SafetyWing is popular with the large digital nomad community in Tbilisi — very affordable and easy to sign up for. For longer-term residents, a local Georgian plan (GPI, Aldagi) provides better coverage at lower cost.

🏦 Opening a Bank Account in Georgia

Georgia has one of the most foreigner-friendly banking environments in the world. Bank accounts can be opened quickly, often same-day, with just a passport — no residency required.

ธนาคารแนะนำ

TBC Bank — Georgia's largest bank. Excellent English app. Fastest account opening (sometimes 15 minutes in-branch). Multi-currency accounts. Highly recommended.
Bank of Georgia — Second-largest bank. Good digital banking. English-speaking staff. Multi-currency (GEL, USD, EUR).
Credo Bank — Good for small businesses and entrepreneurs. Competitive FX rates.
Liberty Bank — Widespread branches. Good for everyday transactions.
Wise / Revolut — Not Georgian banks but widely used for international transfers. Complement your local TBC or Bank of Georgia account.

เอกสารที่ต้องใช้

  • Valid passport (that's it — no residency required for basic accounts)
  • Georgian phone number (for 2FA — buy a SIM at the airport for ~$5)
  • In some cases: proof of address (rental contract)

Step-by-Step Process

  1. Buy a Georgian SIM card (Magti or Geocell) at the airport
  2. Visit any TBC Bank or Bank of Georgia branch
  3. Present passport and phone number
  4. Account opened same day — typically within 30–60 minutes
  5. Receive debit card immediately or within 1–2 days
  6. Activate mobile banking via the app
💡 เคล็ดลับ: TBC Bank is the clear expat favourite in Georgia — the app is in English, account opening takes 15–30 minutes with just your passport, and you get a multi-currency account (GEL + USD + EUR) from day one. No other country in the world makes banking this easy for foreigners.

🏠 Buying Property in Georgia

Georgia has no restrictions on foreign property ownership. Foreigners can buy any type of property — apartments, houses, commercial — with the same rights as Georgian citizens. The market is transparent, prices are low, and the process is quick. Investment ≥$100,000 qualifies for residency.

Options for Foreigners

Freehold Purchase
Full ownership. No restrictions. Registered at the National Agency of Public Registry (NAPR). Most secure and straightforward.
Residency Qualification
Property investment ≥$100,000 qualifies for a 6-year temporary residency permit.
Off-Plan / New Development
Popular in Tbilisi, Batumi and Gudauri. Developers offer flexible payment plans. Batumi (Black Sea) is a popular short-term rental market.

ขั้นตอนการซื้อ

  1. No lawyer strictly required (system is very simple) but highly recommended for foreigners
  2. Agree price with seller — a real estate agent is optional
  3. Visit the House of Justice (სამართლის სახლი) together
  4. Present passports of buyer and seller
  5. Sign the purchase agreement and pay
  6. Registration completed on-the-spot or within 1–4 business days
  7. Receive new ownership certificate

Typical ค่าใช้จ่าย

Itemค่าใช้จ่าย
Property registration fee~50–200 GEL (~$18–73) — extremely low
Notarisation (if applicable)~100–300 GEL
Agent commission2–5% (if applicable)
Annual property tax0.05–1% depending on owner income and property value
No real estate transfer tax—
💡 เคล็ดลับ: Georgia has one of the world's simplest property purchase systems. Two people walk into a House of Justice, sign a document and walk out with a new ownership certificate — sometimes in under an hour. No lawyers, no notaries, no complex due diligence required (though still recommended). Batumi has a booming short-term rental market with yields of 8–12%.

เกี่ยวกับคู่มือนี้

This guide is researched and maintained by the editorial team at eVisa-Card.com. อัปเดตล่าสุด: มีนาคม 2026 Always verify current requirements with official government sources and consult a licensed professional before making major decisions.

คู่มือที่เกี่ยวข้อง

คู่มือทั้งหมด
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💰 ภาษีและการย้ายถิ่นฐานเพื่อภาษี

ภาษีกำไรจากการลงทุน
0%
ระบบภาษี
Territorial + Small Business
ความเป็นมิตรต่อคริปโต
9/10
ภาษีออกจากประเทศ
ไม่ใช่

ภาษีกำไรจากการลงทุน: 0% CGT for individuals

ประเด็นภาษีสำคัญ

  • 0% capital gains tax for individuals
  • 1% turnover tax for small businesses (< 500k GEL)
  • Virtual Zone (IT): 0% corporate tax on foreign income
  • 365-day visa-free stay for 90+ nationalities

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