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Guía Expatriación: Georgia 2026

Georgia (el país del Cáucaso) se ha convertido en uno de los destinos más populares para nómadas digitales, emprendedores y expatriados de todo el mundo. Las razones: entrada sin visado de 365 días para más de 95 nacionalidades, impuesto sobre la renta fijo del 20% (1% para pequeñas empresas), coste de vida ultrabarato, internet rápido y una capital joven y cosmopolita en Tiflis.

Última actualización : Marzo 2026 — Equipo editorial, eVisa-Card.com

Georgia de un Vistazo

CapitalTbilisi
MonedaGeorgian Lari (GEL)
IdiomaGeorgian, Russian, English
Costo mensual~$700–1,500/month

📋 Índice

  1. Visa & Residencia
  2. Salud
  3. Seguro de Salud
  4. Cuenta Bancaria
  5. Comprar Propiedad
  6. Fiscalidad & Exilio Fiscal

🛂 Visa & Opciones de Residencia

Tipo de VisaDetalles
Visa-Free Stay (365 days)Citizens of 95+ countries (including USA, EU, UK, Canada, Australia) can stay 365 consecutive days without a visa. No income or investment requirement. The simplest option for digital nomads.
Residency by InvestmentInvestment en Georgian real estate or business. Minimum $100,000 in real estate OR $300,000 in business. Temporary residency for 6 years, then permanent.
Employment ResidencyFor those employed by a Georgian company. Employer applies on your behalf. Temporary residency.
Permanent ResidencyAfter 6 years of continuous legal residence. Or by marriage to a Georgian citizen (3 years).
Citizenship by InvestmentExceptional status granted by Presidential decree. Requires significant economic contribution. Rare but possible.

Proceso Paso a Paso

  1. Citizens of 95+ countries: simply enter Georgia with a valid passport — no pre-arrival visa needed
  2. Register your stay at the House of Justice (სამართლის სახლი) if staying 30+ days
  3. Obtain a Personal Identification Number (personal ID) at the Public Servicio Hall
  4. Open a Georgian bank account (requires passport + Georgian phone number)
  5. Register for tax purposes at the Revenue Servicio (rs.ge) if earning Georgian income
  6. For residency: apply at the Civil Registry Agency with investment proof
💡 Consejo Pro: Georgia's 1% flat tax on annual revenue up to 500,000 GEL (~$180,000) for small status businesses makes it extraordinarily attractive for freelancers and entrepreneurs. Register as a 'Small Business' (მცირე ბიზნესი) or 'Virtual Zone Company' for IT businesses (0% corporate tax, 5% dividend tax).

🏥 Salud en Georgia

Salud Pública

Georgia has a Universal Salud programme (UHC) that provides basic coverage to all Georgian citizens and legal residents. Foreigners without residency are not covered. Emergency treatment is available to all, but costs must be paid privately.

Salud Privada

Private hospitals in Tbilisi are modern and affordable: Mediclub Georgia, Todua Medical Centre, Acad. O. Gudushauri Hospital, American Medical Center. Quality varies — major hospitals in Tbilisi are good; rural areas have limited facilities.

Costos Típicos

ServicioCosto
Consulta médico general (privada)30–80 GEL (~$11–29)
Consulta especialista50–150 GEL (~$18–55)
Emergency (private hospital)100–500 GEL (~$36–182)
Hospitalización (privado, por noche)150–600 GEL (~$55–218)
Limpieza dental30–70 GEL (~$11–25)
Basic blood tests20–50 GEL (~$7–18)
ℹ️ Recomendado: Salud is very cheap en Georgia. Even without insurance, paying out of pocket for routine care is affordable. International health insurance is recommended primarily for serious illness, surgery or medical evacuation.

🛡️ Seguro de Salud en Georgia

Health insurance is not required for visa-free stays en Georgia. However, it is strongly recommended given the limitations of the public health system and the need for medical evacuation coverage for serious conditions.

Mejores Aseguradoras para Expatriados

GPI Insurance (Georgia)
Georgia's largest local insurer. Affordable plans from ~80 GEL/month. Good network of local hospitals.
Aldagi (Vienna Insurance Group)
Strong local insurer. Planes integrales with dental. From ~100 GEL/month.
Imedi L (local)
Good value for routine care. Popular with local expat community. From ~70 GEL/month.
Cigna Global
International plan for worldwide coverage including medical evacuation. From ~$80/month.
SafetyWing
Nomad-focused insurance. Affordable, flexible. Good for short-to-medium stays. From ~$45/month.
💡 Consejo Pro: SafetyWing is popular with the large digital nomad community in Tbilisi — very affordable and easy to sign up for. For longer-term residents, a local Georgian plan (GPI, Aldagi) provides better coverage at lower cost.

🏦 Abrir una Cuenta Bancaria en Georgia

Georgia has one of the most foreigner-friendly banking environments in the world. Bank accounts can be opened quickly, often same-day, with just a passport — no residency required.

Bancos Recomendados

TBC Bank — Georgia's largest bank. Excellent English app. Fastest account opening (sometimes 15 minutes in-branch). Multi-currency accounts. Highly recommended.
Bank of Georgia — Second-largest bank. Good digital banking. English-speaking staff. Multi-currency (GEL, USD, EUR).
Credo Bank — Good for small businesses and entrepreneurs. Competitive FX rates.
Liberty Bank — Widespread branches. Good for everyday transactions.
Wise / Revolut — Not Georgian banks but widely used for international transfers. Complement your local TBC or Bank of Georgia account.

Documentos Requeridos

  • Pasaporte válido (that's it — no residency required for basic accounts)
  • Georgian phone number (for 2FA — buy a SIM at the airport for ~$5)
  • In some cases: proof of address (contrato de alquiler)

Proceso Paso a Paso

  1. Buy a Georgian SIM card (Magti or Geocell) at the airport
  2. Visit any TBC Bank or Bank of Georgia branch
  3. Present passport and phone number
  4. Account opened same day — typically within 30–60 minutes
  5. Reciba su tarjeta de débito immediately or within 1–2 days
  6. Activate mobile banking via the app
💡 Consejo Pro: TBC Bank is the clear expat favourite en Georgia — the app is in English, account opening takes 15–30 minutes with just your passport, and you get a multi-currency account (GEL + USD + EUR) from day one. No other country in the world makes banking this easy for foreigners.

🏠 Comprar Propiedad en Georgia

Georgia has no restrictions on foreign property ownership. Foreigners can buy any type of property — apartments, houses, commercial — with the same rights as Georgian citizens. The market is transparent, prices are low, and the process is quick. Investment ≥$100,000 qualifies for residency.

Opciones de Propiedad para Extranjeros

Freehold Purchase
Full ownership. No restrictions. Registered at the National Agency of Public Registry (NAPR). Most secure and straightforward.
Residency Qualification
Property investment ≥$100,000 qualifies for a 6-year temporary residency permit.
Off-Plan / New Development
Popular in Tbilisi, Batumi and Gudauri. Developers offer flexible payment plans. Batumi (Black Sea) is a popular short-term rental market.

Proceso de Compra

  1. No lawyer strictly required (system is very simple) but highly recommended for foreigners
  2. Agree price with seller — a real estate agent is optional
  3. Visit the House of Justice (სამართლის სახლი) together
  4. Present passports of buyer and seller
  5. Sign the purchase agreement and pay
  6. Registration completed on-the-spot or within 1–4 business days
  7. Receive new ownership certificate

Costos Típicos

ConceptoCosto
Property registration fee~50–200 GEL (~$18–73) — extremely low
Notarización (if applicable)~100–300 GEL
Comisión del agente2–5% (if applicable)
Impuesto anual sobre bienes inmuebles0.05–1% depending on owner income and property value
No real estate transfer tax—
💡 Consejo Pro: Georgia has one of the world's simplest property purchase systems. Two people walk into a House of Justice, sign a document and walk out with a new ownership certificate — sometimes in under an hour. No lawyers, no notaries, no complex due diligence required (though still recommended). Batumi has a booming short-term rental market with yields of 8–12%.

Acerca de esta Guía

Esta guía es investigada y mantenida por el equipo editorial de eVisa-Card.com. Última actualización : Marzo 2026. Verifique siempre los requisitos actuales con fuentes gubernamentales oficiales y consulte a un profesional autorizado antes de tomar decisiones importantes.

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💰 Fiscalidad & Exilio Fiscal

Impuesto sobre ganancias
0%
Régimen fiscal
Territorial + Small Business
Cripto-compatibilidad
9/10
Exit Tax
No

Impuesto sobre ganancias: 0% CGT for individuals

Puntos clave

  • 0% capital gains tax for individuals
  • 1% turnover tax for small businesses (< 500k GEL)
  • Virtual Zone (IT): 0% corporate tax on foreign income
  • 365-day visa-free stay for 90+ nationalities

Simule sus ahorros fiscales

Use nuestro simulador gratuito de exilio fiscal para comparar sus ahorros en Georgia.

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Información fiscal proporcionada solo como orientación general. Consulte a un asesor fiscal cualificado.

📚 Fuentes Oficiales & Referencias

Equipo Editorial — eVisa-Card.com

Guías escritas por expertos en viajes, especialistas en inmigración y expatriados con experiencia directa en Georgia.

✔ Información verificada ✔ Actualizado Marzo 2026 ✔ Fuentes oficiales citadas