Spain remains one of the world's top expat destinations thanks to its Mediterranean climate, vibrant culture, excellent healthcare, high quality of life and relatively affordable cost of living outside major cities. Whether you're retiring, working remotely or starting a business, Spain has a path for you.
Последнее обновление: март 2026 — Редакционная команда, eVisa-Card.com
Key options: Non-Lucrative Visa (NLV) — no work, passive income ≥ €2,400 в месяц; Digital Nomad Visa (Startup Act 2023) — remote work for non-Spanish employers, income ≥ €2,334 в месяц; Golden Visa — property investment ≥ €500k (under review); EU citizens register at local Foreigner's Office (Oficina de Extranjeros).
Non-EU applicants apply at a Spanish consulate. Required: passport, proof of income (€2,400+ в месяц for NLV), private health insurance, criminal background check, proof of accommodation, medical certificate.
Apply at a Spanish consulate before arrival or at a Foreigners' Office (Oficina de Extranjeros) in Spain. The NIE is required for almost every official transaction: buying property, signing contracts, opening bank accounts.
Register your address at your local town hall (Ayuntamiento). The Padrón is required to access healthcare, schools, and apply for residence permits.
Open with Santander, BBVA, CaixaBank, or online banks like WISE or Revolut. You'll need your passport and NIE. Some banks require proof of Spanish income.
Exchange your long-stay visa for a residence card at the Foreigners' Office within 30 days of arrival. The TIE is your official residence document.
EU citizens: present your EHIC initially. Non-EU residents: register at the health centre (Centro de Salud) with your TIE and Padrón. Public healthcare is free for registered residents.
Register with the Agencia Tributaria. Spain taxes worldwide income for residents (183+ days в год). The Beckham Law offers a flat 24% tax rate on Spanish income for first 6 years for qualifying workers.
Madrid 1-bed: €1,200–€1,800 в месяц. Barcelona 1-bed: €1,300–€2,000 в месяц. Valencia/Alicante: €700–€1,100 в месяц. Interior cities (Seville, Málaga): €700–€1,200 в месяц. Short-term furnished flats common via Idealista, Fotocasa.
Main banks: Santander, BBVA, CaixaBank, Sabadell. Open with NIE + passport. Revolut and Wise widely used. Many banks offer English-language services in expat areas.
Excellent public SNS (Sistema Nacional de Salud) for registered residents. World-class private hospitals. Private insurance: €50–€200 в месяц. Sanitas, Adeslas, AXA popular for expats.
Madrid/Barcelona: €2,500–€4,000 в месяц couple. Valencia/Alicante: €1,800–€2,800 в месяц. Rural inland: €1,200–€2,000 в месяц. Spain is ~25% cheaper than UK, France or Germany.
€2,400 в месяц for the main applicant (2024 figure), plus €600 for each additional family member. Must be passive income: pension, dividends, rental income.
No. The NLV prohibits working in Spain. To work remotely for non-Spanish clients, apply for the Digital Nomad Visa instead.
5 years of continuous legal residency. Spanish citizenship requires 10 years (2 years for citizens of Spanish-speaking countries).
Yes — Spain consistently ranks among the safest countries in the world. Low violent crime, excellent infrastructure.
Not mandatory, especially in coastal expat areas (Коста-дель-Соль, Коста-Бланка). Learning Spanish significantly improves integration and daily life.
Налог на прирост капитала: 19-28% progressive CGT
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Редакционная команда — eVisa-Card.com
Руководства для экспатов, написанные экспертами по путешествиям, специалистами по иммиграции и экспатами с личным опытом в Spain.
✔ Проверенная информация ✔ Обновлено: март 2026 ✔ Официальные источники