ホーム 移住ガイド パラグアイ

海外移住ガイド：2026年のパラグアイ生活

Paraguay is Latin America's best-kept secret for expats seeking a low-tax, low-cost destination. The country operates on a territorial tax system (only local income is taxed), permanent residency is obtainable in 3 months, and the cost of living is among the lowest in South America. Asunción is a modern, safe capital with a growing expat community.

最終更新：2026年3月 — 編集チーム, eVisa-Card.com

パラグアイ概要

首都Asunción
通貨Paraguayan Guaraní (PYG) / USD
言語Spanish, Guaraní
月額費用~$700–1,400/month

📋 目次

  1. ビザ・在留資格
  2. 医療
  3. 健康保険
  4. 銀行口座
  5. 不動産購入
  6. 税制・財政亡命

🛂 ビザ・在留資格オプション

ビザの種類詳細
Permanent Residency (Residencia Permanente)Paraguay's flagship path: deposit $5,500 in a Paraguayan bank + monthly income proof of $1,250 (or pension). Permanent residency issued within 60–90 days. いいえ minimum stay requirement once obtained.
Simple Residency (Residencia Simple)Temporary residency via employment, business or investment. Path to permanent residency.
Jubilado (Retiree)For retirees with a pension of $1,250/month. Permanent residency. Popular with いいえrth American and European retirees.
Investor VisaInvestment in Paraguayan business or real estate. いいえ strict minimum but typically $70,000+ demonstrated.
Visa-Free EntryUS, EU, UK and many other nationalities: 90 days visa-free. Renewable with a short border run.

ステップバイステップ手順

  1. Hire a Paraguayan immigration lawyer (budget $500–2,000 total)
  2. Open a Paraguayan bank account and make the $5,500 deposit
  3. Gather documents: passport, police clearance, birth certificate, proof of income
  4. Apostille all foreign documents and translate to Spanish
  5. Submit application to MIGRACIONES (Immigration Department)
  6. Receive temporary certificate within 2–4 weeks
  7. Obtain permanent residency cedula within 60–90 days
  8. Apply for tax residency certificate (for international tax purposes) — optional but valuable
💡 プロのヒント： Paraguay's permanent residency is one of the fastest and cheapest in the world ($5,500 deposit + lawyer fees). Combined with the territorial tax system (no tax on foreign-source income), it's a powerful tax residency option for international entrepreneurs and investors.

🏥 パラグアイの医療

公的医療

Paraguay's public health system (IPS — Instituto de Previsión Social) covers registered workers and their families. Quality is inconsistent — good in Asunción, very limited in rural areas. Emergency hospitals are available but often overcrowded.

民間医療

Private hospitals in Asunción provide the best care: Hospital Bautista, Centro Médico La 費用a, Hospital Adventista. Quality is acceptable for routine and moderate care, but complex procedures may require travel to Brazil or Argentina. 費用s are very low by international standards.

Typical 費用s

サービス費用
Private 一般診療$30–60
専門医診療$50–120
Emergency room (private)$100–400
Hospitalisation (private, 1泊)$200–600
歯のクリーニング$30–60
Major dental work40–60% cheaper than US
ℹ️ 推奨: Most expats use private healthcare in Asunción and maintain international health insurance for serious conditions requiring treatment in Brazil, Argentina or the US.

🛡️ パラグアイの健康保険

Private health insurance is not required for residency in Paraguay. However, given the limitations of the local healthcare system for serious conditions, international health insurance is strongly recommended.

外国人向け保険会社

La Consolidada
Paraguay-based insurer. Affordable local plans. Good for routine care in Asunción. From ~$100/month.
Mapfre Paraguay
Regional insurer with local hospital network. From ~$120/month.
Cigna Global
International plan covering Paraguay plus worldwide. Essential for serious conditions requiring travel. From ~$100/month.
SafetyWing
いいえmad insurance. Affordable and flexible. Good for shorter stays. From ~$45/month.
AXA Global Healthcare
Comprehensive international plan. Good for high-net-worth expats. From ~$130/month.
💡 プロのヒント： Given that complex medical cases in Paraguay often require travel to São Paulo (Brazil) or Buenos Aires (Argentina), make sure your international health insurance covers treatment in neighbouring countries, not just Paraguay.

🏦 パラグアイでの銀行口座開設

A Paraguayan bank account is required for the residency deposit ($5,500) and for daily transactions. The process is relatively straightforward compared to other Latin American countries.

おすすめ銀行

Banco Continental — Paraguay's largest private bank. Good English support. 推奨 for residency applications.
Banco Itaú Paraguay — Brazilian-owned. Strong digital banking, international connections. Popular with Brazilian expats.
Banco GNB Paraguay — Good for account opening. Accepts foreigners with passport only at some branches.
BBVA Paraguay — International bank. Good for wire transfers to/from Spain and Latin America.
Banco Nacional de Fomento — State bank. Most accessible but limited digital services.

必要書類

  • Valid passport
  • Proof of address in Paraguay (rental contract or hotel bill)
  • Police clearance certificate (some banks)
  • Proof of income or purpose of account
  • Initial deposit ($100–$5,500 depending on account type)

ステップバイステップ手順

  1. Visit bank branch in person
  2. For residency deposit: open a fixed-term savings account with $5,500
  3. Standard account opening takes 1–3 business days
  4. Receive account number and access for wire transfers
  5. Mobile banking available after account activation
💡 プロのヒント： Banco Continental is the most popular bank for residency purposes among expats. The $5,500 deposit must remain in the account until residency is approved — it earns a small amount of interest in the meantime.

🏠 パラグアイでの不動産購入

Paraguay has no restrictions on foreign property ownership. The market is extremely affordable — land and properties in Asunción cost a fraction of comparable Latin American cities. The legal process is straightforward.

Options for Foreigners

Freehold Purchase
Full ownership. いいえ restrictions for foreigners. Standard for all property types.
Agricultural Land
Foreigners can own agricultural land. Paraguay has become a major soy and cattle farming country, with expat farmers from Brazil, Germany and Mennonite communities owning large tracts.
Off-Plan / Development
Growing in Asunción's Villa Morra and Carmelitas neighbourhoods. Lower prices with developer payment plans.

購入手順

  1. Obtain a RUC (tax ID) at the SET (tax authority)
  2. Hire a Paraguayan notary (escribano) — manages the whole process
  3. Conduct a title search at the General Directorate of Public Registries
  4. Verify property is free of liens and back taxes (IBI)
  5. Sign the Escritura Pública (purchase deed) before the notary
  6. Register at the Property Registry

Typical 費用s

Item費用
Property transfer tax1.5% of sale price
いいえtary fees1.5–2% of sale price
Property Registry fee~$200–500
Annual property tax (IBI)Very low — typically $100–500/year
Agent commission3–5% (paid by seller)
💡 プロのヒント： Paraguay is one of South America's most affordable property markets. A 2-bedroom apartment in Asunción's Carmelitas neighbourhood costs $80,000–150,000 — comparable areas in Buenos Aires or Santiago are 3–5× more expensive. Land prices in the countryside start at $500/hectare.

このガイドについて

This guide is researched and maintained by the editorial team at eVisa-Card.com. 最終更新: 2026年3月。 Always verify current requirements with official government sources and consult a licensed professional before making major decisions.

関連ガイド

すべてのガイド
Retirement Visa Guide
Cheapest Countries to Retire

💰 税制・財政亡命

キャピタルゲイン税
0%
税制
Territorial
暗号資産フレンドリー度
8/10
出国税
いいえ

キャピタルゲイン税： 0% on foreign-source income (territorial)

税制の重要ポイント

  • Territorial tax: 0% on foreign-source income
  • Permanent residency with only $5,500 bank deposit
  • 10% flat tax on local income only
  • Low cost of living and easy banking

税金節約シミュレーション

無料の財政亡命シミュレーターでパラグアイでの節税額を比較しましょう。

🚀 税金節約シミュレーション →

提供： Taxes-Crypto.eu

税務情報は一般的な参考情報として提供されています。移住の決定前に資格のある税務アドバイザーにご相談ください。

📚 公式情報源・参考資料

編集チーム — eVisa-Card.com

パラグアイでの実体験を持つ旅行専門家、入国管理専門家、駐在員によって執筆された移住ガイドです。

✔ 検証済み情報 ✔ 2026年3月更新 ✔ 公式情報源引用