Panama offers a unique combination: a dollarised economy, excellent healthcare, zero taxes on foreign-source income, a tropical climate and one of the world's most famous retirement visa programmes — the Pensionado. It is consistently ranked as a top retirement destination in the Americas.
最終更新：2026年3月 — 編集チーム, eVisa-Card.com
| 首都 | Panama City |
| 通貨 | Balboa / USD |
| 言語 | Spanish |
| 月額費用 | ~$1,200–2,500/month |
| ビザの種類 | 詳細 |
|---|---|
| Pensionado Visa | Panama's flagship retirement visa. Requires a guaranteed lifetime pension of $1,000/month from a government or private pension. いいえ age minimum. Permanent residency from day one. いいえ stay requirement. Includes a long list of discounts (20–50%) on healthcare, restaurants, entertainment. |
| Friendly Nations Visa | For citizens of 50+ 'friendly nations' (including USA, EU, UK, Canada, Australia). Requires $200,000 in a Panama bank account OR employment with a Panamanian company OR business ownership. Permanent residency. |
| Self-Employed / Business Visa | For investors or business owners. Capital investment of $40,000+ (with at least 3 Panamanian employees). 2-year permit, path to permanent residency. |
| Digital いいえmad Visa (Short-Stay Permit) | Panama introduced a Remote Worker Permit in 2021. Monthly income proof $36,000+/year. 9-month renewable permit. いいえt full residency. |
| Tourist Visa / Stamp | US, EU, UK, Canadian citizens: 180 days visa-free. Many nomads use Panama as a hub and renew easily with a short border run. |
Panama has a two-tier public system: Social Security (CSS) for formal workers and public hospitals (MINSA) for the general population. Pensionado visa holders can access CSS at discounted rates. Quality in Panama City is good; rural areas are underserved.
Panama City has excellent private hospitals: Hospital Nacional, Hospital Punta Pacifica (affiliated with Johns Hopkins), Clínica Hospital San Fernando, Hospital Chiriquí (David). English-speaking doctors are common. 費用s are significantly lower than the US.
| サービス | 費用 |
|---|---|
| Private 一般診療 | $40–80 |
| 専門医診療 | $80–200 |
| Emergency room (private) | $200–800 |
| Hospitalisation (private, 1泊) | $400–1,500 |
| 歯のクリーニング | $40–80 |
| Major dental work | 50–70% cheaper than US |
Health insurance is not legally required for residency in Panama but is strongly recommended. Hospitalisation and specialist care at private hospitals can be expensive without coverage. Pensionado holders receive a 20% discount on private medical services.
Panama is a major banking hub in Latin America. However, post-FATCA compliance has made account opening stricter, especially for US citizens. A Panamanian bank account is essential for visa purposes (Friendly Nations) and daily life.
Panama has among the most foreigner-friendly property laws in Latin America. Foreigners have the same property rights as Panamanian citizens. いいえ restrictions on type of property, location or amount owned. The property market is dollarised.
| Item | 費用 |
|---|---|
| Transfer tax (ITBMS) | 2% of higher of sale price or registered value |
| いいえtary and legal fees | 1–2% of purchase price |
| Public Registry fee | ~$500–1,500 |
| Annual property tax | 0% up to $120,000 value (primary residence exempt to $300,000 for new construction) |
| Agent commission | 3–5% (paid by seller) |
This guide is researched and maintained by the editorial team at eVisa-Card.com. 最終更新: 2026年3月。 Always verify current requirements with official government sources and consult a licensed professional before making major decisions.
キャピタルゲイン税： 0% on foreign-source income (territorial)
無料の財政亡命シミュレーターでパナマでの節税額を比較しましょう。
提供： Taxes-Crypto.eu
税務情報は一般的な参考情報として提供されています。移住の決定前に資格のある税務アドバイザーにご相談ください。
編集チーム — eVisa-Card.com
パナマでの実体験を持つ旅行専門家、入国管理専門家、駐在員によって執筆された移住ガイドです。
✔ 検証済み情報 ✔ 2026年3月更新 ✔ 公式情報源引用