Thailand remains one of the world's most popular expat destinations, offering warm weather, affordable living, world-class cuisine and welcoming visa options for retirees, remote workers and families.

Updated: 20 May 2026 : Editorial Team, eVisa-Card.com

Since 15 September 2026, the visa exemption is 30 days instead of 60

Nationals of 60 countries and territories, including France, can enter without a visa for a tourist stay of up to 30 days; Seychelles and Mauritius qualify for 15 days. Beyond this period, or if your nationality is not exempt, you must obtain a visa before departure on the official portal thaievisa.go.th. The free TDAC must still be completed before arrival.

Sources: Thai Government · France Diplomatie (French Ministry for Europe and Foreign Affairs) · Verified on 13 October 2026.

Thailand at a Glance

CapitalBangkok
CurrencyThai Baht (THB)
LanguageThai
Monthly cost~$800-1,500/month

Work, study and residence

A tourist exemption or visitor visa does not automatically authorise employment, long-term study or residence. Check the appropriate permission before starting these activities.

Check your own nationality, passport type, residence, route and travel dates with the official authority. The French-passport summary is not an eligibility decision for another nationality.

Use the official checklist for passport validity, permitted entry points, accommodation, funds, onward travel and insurance where required. Requirements for minors, emergency passports and dual nationals can differ.

Choose the category matching the actual purpose of travel. Apply through the government portal or its appointed provider, check the fee before paying, and allow for requests for additional documents. Approval and entry are decided by the competent authorities.

Apply to the competent authority before your current permission expires. An extension, change of status or re-entry is subject to its own conditions; submitting a request does not by itself establish a right to remain.

Thailand — Visa and entry requirements 2026

Healthcare in Thailand

Public Healthcare

Thailand's public healthcare system (30-Baht Scheme) is available to Thai nationals and permanent residents only. As a non-resident expat, you cannot access public healthcare at subsidised rates.

Private Healthcare

Private hospitals in Thailand (Bangkok Hospital, Bumrungrad, Samitivej) are world-class and significantly cheaper than Western equivalents. A consultation costs 500-1,500 THB (~$14-42). Major surgery is 60-80% cheaper than in the US or Europe.

Typical Healthcare Costs

Service Estimated Cost
GP consultation (private)500-1,200 THB (~$14-34)
Specialist consultation1,200-3,000 THB (~$34-85)
Emergency room visit2,000-8,000 THB (~$57-228)
Hospitalisation (per night)5,000-25,000 THB (~$143-714)
Dental cleaning800-1,500 THB (~$23-43)
Eye exam + glasses2,000-5,000 THB (~$57-143)
Recommended: Most visa types (including LTR and Retirement OA) require proof of health insurance with minimum 40,000 THB outpatient / 400,000 THB inpatient coverage.

Supplementary Health Insurance

International health insurance is mandatory for retirement and LTR visas. Even on other visas, it is strongly recommended. Thai private hospitals can be expensive for major procedures, and repatriation costs without insurance can exceed $50,000.

Top Providers for Expats

Pacific Cross Thailand
Local insurer specialising in expats in Southeast Asia. Plans from ~$800/year. Good network of Thai private hospitals.
BUPA Thailand
Strong regional network. Plans from ~$1,000/year. Well-regarded for cancer coverage.
AXA / AXA Global Healthcare
International coverage, ideal if you travel frequently or split time between countries. From ~$1,500/year.
Cigna Global
Comprehensive plans with worldwide coverage. Particularly suited for high earners on LTR visas. From ~$1,800/year.
Allianz Care
Flexible modular plans. Can add dental, optical and maternity. From ~$1,200/year.
Pro Tip: For the Retirement OA visa, your policy must be issued by a Thai-licensed insurer and must specifically state 40,000 / 400,000 THB minimum coverage. Pacific Cross and BUPA are the easiest to use for this purpose.

Opening a Bank Account in Thailand

A Thai bank account is practically essential for expats : it's required for the retirement visa deposit (800,000 THB), utility payments, rent transfers and daily transactions.

Recommended Banks

Kasikorn Bank (KBank) : Most expat-friendly bank. English-language app and staff in main branches. Fixed deposit accounts accepted for visa purposes.
Bangkok Bank : Largest bank in Thailand. Strong international wire support. Commonly used for pension/income transfers.
SCB (Siam Commercial Bank) : Good English-language online banking. Competitive FX rates.
Krungsri (Bank of Ayudhya) : Easier account opening in some provinces. Partners with Mitsubishi UFJ.

Required Documents

  • Valid passport
  • Non-Immigrant visa (tourist visa may be refused at some branches)
  • Proof of address in Thailand (rental contract or TM.30 confirmation)
  • Thai SIM card or phone number
  • Initial deposit (typically 500-2,000 THB)

Step-by-Step Process

  1. Visit the bank branch in person (online opening not available for foreigners)
  2. Request a savings account (บัญชีออมทรัพย์)
  3. Present all documents to the bank officer
  4. Receive debit card same day or within 5 business days
  5. Activate online/mobile banking (may require Thai phone number)
Pro Tip: Kasikorn Bank's Asoke (Bangkok) or Nimman (Chiang Mai) branches are known for being particularly helpful to expats. Arrive early : queues can be long.

Buying Property in Thailand

Foreigners cannot own land in Thailand, but they can own condominium units freehold (up to 49% of a building's total floor area may be foreign-owned). Houses and land must be held through a Thai company, a 30-year leasehold or a Thai spouse.

Ownership Options for Foreigners

Condominium (freehold)
Full ownership permitted for foreigners. Must be paid from overseas in foreign currency (proof required). Most popular option.
30-year Leasehold
Land and houses can be leased for 30 years, renewable twice (total 90 years in practice). Common for villas and townhouses.
Thai Company Structure
A Thai limited company (min. 51% Thai shareholders) can hold land. Complex, legal fees $2,000-5,000. Requires ongoing compliance.
Thai Spouse
Land can be registered in a Thai spouse's name. No legal protection in case of divorce. Not recommended.

Purchase Process

  1. Hire a reputable real estate lawyer (budget 30,000-80,000 THB)
  2. Verify the title deed (Chanote / Nor Sor 4 : the only fully secure title)
  3. Sign a Reservation Agreement and pay deposit (50,000-100,000 THB)
  4. Due diligence: check no liens, correct zoning, building permits
  5. Transfer funds from overseas bank to Thailand (keep FET form for proof)
  6. Sign Sale & Purchase Agreement (SPA)
  7. Transfer at the Land Office : both parties must attend
  8. Pay transfer fees (typically 2-3% of assessed value)

Typical Purchase Costs

Item Cost
Transfer fee2% of the appraised value (split buyer/seller)
Stamp duty or specific business tax0.5% stamp duty OR 3.3% SBT if sold within 5 years
Withholding tax1-3% (paid by seller)
Lawyer fees30,000-80,000 THB
Agent commission3-5% (paid by seller)
Pro Tip: Always use a Chanote (NS4J) title deed. Avoid Nor Sor 3 or Sor Kor 1 titles : they offer less legal protection and cannot be mortgaged.

About This Guide

This guide is researched and maintained by the editorial team at eVisa-Card.com. Last updated: 20 May 2026. We strive to keep all information current but visa rules, healthcare costs and property regulations change frequently. Always verify current requirements with official government sources and consult a licensed professional before making major decisions.